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IRCTC Offers Zero Transaction Charges On Ticket Bookings. 5 Points

IRCTC Offers Zero Transaction Charges On Ticket Bookings. 5 Points

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Indian Railway Catering and Tourism Corporation (IRCTC) offers the benefit of zero transaction charges on train tickets booked through debit cards on its website/app. IRCTC, an arm of the Indian Railways that handles the catering, tourism and online ticketing operations, said this on microblogging website Twitter. However, IRCTC charges transaction fees on train tickets for other modes of payments such as net banking, e-wallets and cash cards. Recently, IRCTC has come up with a number of facilities for passengers' convenience. It has introduced a beta version of its website with new user interface and also come up with wait list prediction feature. 5 things to know about IRCTC train ticket bookings: 1.    A maximum of six tickets in a month can be booked by a user from one user
Aadhaar Update History Feature Now Available to Download

Aadhaar Update History Feature Now Available to Download

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The Unique Identification Authority of India (UIDAI) has launched a new feature that allows users to obtain their Aadhaar Update History. This can be downloaded and provided to various authorities on demand for availing various services. The CEO of UIDAI, Dr. Ajay Bhushan Pandey, said, "This is yet another innovative and useful facility through which people can now obtain their own Aadhaar update history from the UIDAI's website and can use it in support of their assertion of address, etc. We have launched its Beta version." "To utilise this facility, the Aadhaar holder would have to go to the UIDAI website www.uidai.gov.in and click on Aadhaar Update History. A page will open where he will fill the Aadhaar number or Virtual ID (VID) and the security captcha. Then he will receive an OT
Flipkart CashBack Offers June 2018 – SBI, HDFC, ICICI, Citibank Cards

Flipkart CashBack Offers June 2018 – SBI, HDFC, ICICI, Citibank Cards

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Here get new Flipkart CashBack Offers of June 2018 for HDFC, SBI, Axis Bank, ICICI, Citibank, American express and standard chartered credit card or debit cards, customers. With these exclusive ongoing and Flipkart upcoming sale cashback offers in June 2018 you can save up to 10% extra on the purchase of mobiles, laptops, electronic items, clothing, TVs, and Appliances. These Flipkart cashback offers are applicable on both Flipkart App and desktop website. Flipkart one of the renowned and reliable e-commerce sites in India is all set to offer excellent cashback & discount offers to their customers this season. Flipkart sells a large number of products across an extensive variety of product categories. These categories consist of Electronics, gadgets, books, mobiles, clothing and mor...
EPF Interest To Be Credited Soon: Here’s What You May Not Know About It

EPF Interest To Be Credited Soon: Here’s What You May Not Know About It

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The interest of 8.55 percent accrued on Employee's Provident Fund (EPF) for the fiscal 2017-18 will be credited soon. The interest rate recently notified by the government is lowest since 2012-13 fiscal. EPF is a mandatory contribution that every company, which has more than 20 employees, has to deduct from the salary of its employees. An employee contributes 12 per cent of his salary towards the EPF kitty, while an employer pays another 12 per cent, out of which 8.33 per cent is invested in the Employee's Pension Scheme (EPS) while the balance 3.67 per cent is invested in EPF. Both EPS and EPF are run by the Employees' Provident Fund Organisation (EPFO). Here are 10 things you may not know about EPF contributions, EPF interest rate, EPF balance: 1) Interest on EPF keeps getting ac
Do you know the real cost of digital transactions?

Do you know the real cost of digital transactions?

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After November 8, 2016, many of us were suddenly pushed to explore digital modes of making payments even for the most basic of purchases like buying daily rations. While a lot of us have moved to electronic payments, not many are aware of the costs are attached with it. Read on to find out about the various fees and charges of different types of electronic payment modes: National Electronic Funds Transfer (NEFT) NEFT is a payment system facilitating one-to-one funds transfers. One can access this service either by using Internet banking or by visiting the bank branch. (Not all bank branches are enabled with this service.) Once you initiate the transfer, the money reaches beneficiary account within hours. There is no minimum or maximum amount, however, an individual bank may put restr...
Best Tax Saving Options for 2018-19

Best Tax Saving Options for 2018-19

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Which are the Best Tax Saving Options for 2018-19? What are the Best Tax Saving Options for Salaried for 2018-19?Financial Year 2018-19 already started. However, many of us sadly get up at the end to look for best tax saving options. Instead, it is always best to start tax planning for the first day of financial year. Hence, let us look at the options available. Tax Planning or Tax Saving is not a bad concept. But the bad concept is to invest JUST FOR SAVING TAX. Instead, you have to first identify your financial goals. Based on the time horizon of the goal, do the asset allocation between debt and equity. Within debt or equity, while finally investing, you may choose the product which also gives you an option to save tax. However, many of doing the reverse. We all in the aslee...
SBI, Axis Bank Hike FD Interest Rates; What ICICI Bank, HDFC Bank Offer

SBI, Axis Bank Hike FD Interest Rates; What ICICI Bank, HDFC Bank Offer

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Axis Bank has revised its fixed deposit (FD) interest rates with effect from June 1, 2018, following in the foot steps of State Bank of India (SBI) which hiked its FD interest rates effective May 28, 2018. Since SBI is the largest lender of the country, other banks may also follow the league. ICICI Bank has not hiked its interest rates since December 11, 2017. HDFC Bank hiked its fixed deposit interest rates in April-end. Given below are fixed deposit interest rates offered by SBI, ICICI Bank, HDFC Bank and Axis Bank: Fixed deposit interest rates offered by SBI (All figures in % per annum) Tenors Existing for Public w.e.f. 28.03.2018 Revised For Public w.e.f. 28.05.2018 Existing for Senior Citizens w.e.f. 28.03.2018 Revised for Senior Citizens w.e.f. 28.05.2018
For mobile SIM, voter ID, passport, or license – Aadhaar is no longer needed

For mobile SIM, voter ID, passport, or license – Aadhaar is no longer needed

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This development came after the Supreme Count issuing an interim order on March 14, stating an indefinite extension of the deadline to link Aadhaar with mobile numbers, bank accounts and passports. Aadhaar is no longer needed to get a mobile connection. Telecom companies will now be accepting other documents also, like driving license, passport and voter ID, since the Centre directed them to implement the new rule immediately. The previous deadline was of March 31 and Supreme Court issued an interim order on 14th March which indefinitely extends the deadline for linking Aadhaar to mobile phone numbers, bank accounts, passports and other services. Dipak Misra, Chief Justice, headed a five-judge bench and mentioned that till the time no judgment comes on the constitutionality of “unique
New scheme for birth certificates

New scheme for birth certificates

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Very soon, the State Government will launch a scheme where for the issue of birth certificates, mother’s medical records related to pregnancy will be mandatory. The government has had a soft launch for the scheme and is testing the software for the purpose. At the time of issue of birth records, the child’s family will have to furnish a RCH (Reproductive and Child Health) identity number, which the private or government hospitals will use to send the records to the local body concerned for issue of birth certificates. Without the RCH identity number no birth certificate will be issued, say sources in the Coimbatore Corporation. The number is generated when pregnant women go to private or government hospitals for their first consultation. In case of government hospitals, the authoritie
Three reasons to file income tax returns on time

Three reasons to file income tax returns on time

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Higher penalty The last date to file your income-tax returns (ITR) is usually 31 July, unless it is extended by the income tax department. From the assessment year 2018-19, if you don’t pay your tax on or before the deadline, you will have to pay a penalty of up to Rs 10,000 for late payment. If you file returns after 31 July and on or before 31 December, you will have to pay Rs 5,000 as penalty. However, if you file returns after 31 December, you will have to pay a fine of Rs 10,000. This penalty is applicable for those who have a taxable income of more than Rs 5 lakh. If your taxable income is up to Rs 5 lakh and you have delayed your ITR, you will have to pay Rs 1,000 penalty. 1% interest a month LiveMint if you don't file your ITR your tax on or before the deadline, you will hav