Author: sahaskrit

Amazon Prime Day sale: Smartphones get massive discounts; check other deals

Amazon Prime Day sale: Smartphones get massive discounts; check other deals

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Amazon Prime Day sale, will go live in 17 nations simultaneously and is about to start in a day. The 36-hour long sale will start from July 16 noon and will continue till July 17 midnight. Last time Amazon's Prime Day sale was for 30 hours in India. This year 200 exclusive products will be featured during Prime Day sale, as compared to last year's sale when 35 products were introduced. Amazon has also introduced a prime membership for Rs 129 for a month. There will be lucrative discounts on Amazon Echo family of devices, Fire TV Stick and all new Kindle devices. Some lucrative deals on popular smartphones are also expected and the discount may go up to 40 per cent keeping fingers crossed. During Amazon Prime Day 2018 sale, Samsung Galaxy Note 8 will be available at an effective price o...
Employee Provident Fund: 5 cases when you can withdraw the entire EPF money

Employee Provident Fund: 5 cases when you can withdraw the entire EPF money

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The Employees Provident Fund (EPF) is a part of one’s salary that is deducted each month for retirement saving. The amount contributed to the fund is based on a fixed rate and employees can earn a certain amount of interest in their EPF balance. For most salaried individuals, the Employees’ Provident Fund (EPF) forms the backbone of their saving needs. This social security fund is governed by the Employees’ Provident Fund Scheme, 1952. According to the scheme, an EPFO member can withdraw the entire amount standing to the credit of the fund in the following cases 1)On retirement from service after attaining the age of 55 years. A member who has not attained the age of 55 years at the termination of the service shall withdraw the full amount standing to his/her credit. 2) A member
Latest SBI IFSC Codes: Has Your Branch’s IFSC Code Changed? How To Find Out

Latest SBI IFSC Codes: Has Your Branch’s IFSC Code Changed? How To Find Out

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SBI or State Bank of India recently changed names and Indian Financial System Code (IFSC) of nearly 1,300 of its branches. India’s largest bank SBI, which merged its operations with six of its associate banks – State Bank of Bikaner and Jaipur, State Bank of Patiala, State Bank of Travancore, State Bank of Hyderabad, State Bank of Mysore – along with Bharatiya Mahila Bank in April 2017. SBI changed the names and IFSC codes of branches located in major cities such as Mumbai, New Delhi, Bengaluru, Chennai, Hyderabad, Kolkata and Lucknow, among others. SBI has close to 23,000 branches. The bank has put up the list of branches with old and new names and IFSC codes on its website. SBI customers can find the new IFSC code of the branches through the Branch Locator tool on its website – sbi.co
8 things you must know before making an online transaction

8 things you must know before making an online transaction

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Online transactions are gaining rapid popularity in the present era and so are the malicious attempts to defraud you. In this article we bring to you some important measures which you should practice while making any online transaction. Never perform a transaction from a cyber cafe Never make a financial transactions from a cyber cafe or a  shared PC  or even from a public Wi-Fi system. Always opt for your home PC You should always prefer using your home computer installed with firewalls and anti-virus  It is also important to keep your system updated with latest operating systems and security mechanisms. Avoid easy passwords While picking a password for your monetary transactions,  rigorously follow the instructions and procedures issued by your bank, mutual fund etc.. Also do not
Paytm Mall’s Student Lap-Shop sale: Get up to Rs. 20,000 cash back and more on laptops

Paytm Mall’s Student Lap-Shop sale: Get up to Rs. 20,000 cash back and more on laptops

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The new academic term for faculties is simply getting ready to begin and keeping that in mind, Paytm Mall in hand by Paytm e-commerce Pvt Ltd, has declared the scholar Lap-Shop’ Sale within which patrons will avail flat cashback offers of up to Rs. 20,000 on Intel-powered laptops in conjunction with up to Rs. 30,000 price of cashback vouchers, an extra cashback of ten per cent on ICICI Credit Cards and 12-month interest-free EMIs. Under the Paytm Mall Student Lap-Shop sale, all the laptops are additional categorized into completely different segments like Laptops for law and art students, Laptops for engineers & coders, Laptops for business & management students and Laptops for architects & designers. As mentioned on top of, Paytm Mall is additionally giving patrons Rs. 30,
How And Who Is Eligible To Get e-PAN?

How And Who Is Eligible To Get e-PAN?

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If you don’t have a Permanent Account range (PAN), you'll be able to currently get Instant e-PAN from the tax department. e-PAN may be a digitally signed PAN card issued in electronic format by the I-T department. The service, that started on twenty nine June, is on the market just for a restricted amount on a rush basis. It’s freed from price. The somebody must have a legitimate Aadhaar range. “The profit for the payer is that they get PAN instantly and freed from price,” aforementioned Kuldip Kumar, partner and leader, personal tax, PwC India. Normally, “it takes ten to fifteen days to induce a PAN which too by filling the requisite type and payment of fees of ₹110. The payer conjointly must submit supporting documents of identity and address proof to the NSDL head workplace settled i
How to check your EPF account in wake of attack by hackers

How to check your EPF account in wake of attack by hackers

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There are a wide range of investment tools in India. One can invest hard earned money in a list of options like stock exchanges, mutual funds, pension accounts, savings or even deposits and earn a wide range of interest on investments. Among many of these, one investment tool is also provident funds. This tool is very familiar for salaried class and employers. A percentage every month gets deducted from a person’s salary account as investment. Now provident funds are largely monitored by government body EPFO (Employment provident fund organisation). This regulatory body is considered as the world’s largest social security organisation in terms of clientele and the volume of financial transactions undertaken. The latest news has it that EPFO shut it website and stopped linking provident
The EPF Withdrawal Rules Just Got Cooler

The EPF Withdrawal Rules Just Got Cooler

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  The Employee’s Provident Fund (EPF) is part of your salary that is deducted every month and channelled towards your retirement fund. This is a retirement benefit scheme run by the Employees Provident Fund Organisation of India (EPFO). Any company with more than 20 employees is legally bound to register itself with EPFO and provide EPF benefits to its employees. Withdrawals are generally not allowed from your EPF account, unless you are unemployed or want to be self-employed, etc. As per the rules, you can withdraw money from this account only if you have had no job for a period of two months and are without a job at the time of withdrawal. However, the two months tenure proved a little difficult for people who came in need of money when unemployed. With this in mind, the EPFO
Amazon Upcoming Sale July 2018, Expected Dates, Deals & Offers

Amazon Upcoming Sale July 2018, Expected Dates, Deals & Offers

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The biggest discounts at the biggest online sales are available at Amazon upcoming sale offers in July 2018. Here is a quick checklist of the sales that are waiting to woo customers across this year. Buyers who love to shop at Amazon India are always curious to know about the next upcoming sale date at this most popular online marketplace in India. Whether it is about purchasing electronics at a discount or getting the best home appliances at irresistible offers to direct more savings in the pocket, end users and loyal Amazon shoppers would love to know about Amazon sale dates in advance to plan their wish lists accordingly. Given this, they are always desirous of knowing more and more about any Amazon upcoming sale offers to be able to complete their purchases at Amazon.in. So, if you ...
Cash Transaction Limit: Things You Should Know

Cash Transaction Limit: Things You Should Know

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Cash exchange and transactions are still pretty common and habitual for Indians despite various initiatives taken by the government to control it. A recent PTI report suggested that India's cash withdrawals were up by 22 percent in the past year, clearly pointing out that the citizens and businesses are still highly dependant on cash. The government had introduced the UPI and even took up the burden of MDR (merchant discount rate) on transactions less than Rs 2,000 in 2017 to encourage Indians to adopt digital payment methods. While we are all in the practice of cash transactions, here are 4 cash transaction limits to keep in mind before you accept more cash because it is the receiver that gets into trouble: Daily limit The cash transaction law does not allow an individual to acc...