Online transactions are gaining rapid popularity in the present era and so are the malicious attempts to defraud you. In this article we bring to you some important measures which you should practice while making any online transaction.
Never perform a transaction from a cyber cafe
Never make a financial transactions from a cyber cafe or a shared PC or even from a public Wi-Fi system.
Always opt for your home PC
You should always prefer using your home computer installed with firewalls and anti-virus It is also important to keep your system updated with latest operating systems and security mechanisms.
Avoid easy passwords
While picking a password for your monetary transactions, rigorously follow the instructions and procedures issued by your bank, mutual fund etc.. Also do not use the date of births, names, anniversary dates or names of people as passwords as they can be guessed easily.
Stay vigilant regarding emails demanding financial details
Always keep a watch on emails demanding your confidential financial information. Your bank, RBI, government and other regulated financial organizations never ask for confidential details like Passwords, card numbers etc.
Do not click on any links in an email
Never click on any link which comes embedded in an email no matter it is from a genuine source.
Never disclose your password
This goes without saying, never disclose your passwords to anyone nor communicate it over any social platform.
Always look for SSL Link
You should always look for (Secure Socket Layer)/https security on the login page of bankâ€™s webpage. The â€˜sâ€™ after the â€˜httpâ€™ resembles that the website is safe. Likewise always focus on signs on an online shopping platform like verified identity and SSL security to secure your card details and personal data.
Inform your bank immediately in-case of a breach
Inform your bank or card provider immediately in-case you find any unauthorized use of your card/net banking account.